No Savings? No Problem. These Companies Are Helping Home Buyers With Down Payments

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Some first-time home buyers are looking to crowdfund for a down payment. chris_rexrode looks at how one program works. WSJWhatsNow

Yet some worry that helping borrowers could actually exacerbate the housing market’s main problem: a dearth of new homes Reese Rademacher and her husband crowdfunded the down payment for their home in Cheyenne, Wyo.

Now their friends want to give it a try.
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chris_rexrode So now people want other people to pay for their homes now.

chris_rexrode I thought that most banks would reject a mortgage application that showed that the applicants received gifts (which this would be) for the down payment? That was the stated practice for my last 3 homes.

chris_rexrode I need this for my security deposit on a rental. Seriously

chris_rexrode Interesting concept!

chris_rexrode You better include an enormous chunk of change in your budget for Taxes on the house after you buy it.

chris_rexrode If you can't afford a down payment, how are you going to afford the taxes, the roof repairs or the furnace that will go out on the closest of days.

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