How an Ally high-yield savings account helped me pay $33,000 in debt - Business Insider

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ประเทศไทย ข่าว ข่าว

ประเทศไทย ข่าวล่าสุด,ประเทศไทย หัวข้อข่าว

We followed the snowball method: paying off the smallest debt first to build momentum

Then, we opened a high-yield savings account with online bank Ally, to keep our savings accessible, but not so accessible that we'd dip into them for regular spending.

When our youngest daughter started kindergarten, that freed up $600 per month. When paying for childcare, these payments were made every Friday in the amount of $150. Instead of that payment just ceasing , we rerouted those payments. Instead of a charge out of our checking account weekly, I I started researching what it would look like to have a savings account at a different bank so it wouldn't be so easy to transfer money. In my research, I remembered seeing ads foronline. That made me a little nervous at first, wondering if I was just sending my money off into a black void never to be seen again.

If you don't have any savings, this might seem like an unattainable number, but remember that we didn't have any savings either when we were paying off debt. It grows , so start somewhere — anywhere.Having a slightly less accessible savings account is useful in business, too.Profit First

 

ขอบคุณสำหรับความคิดเห็นของคุณ ความคิดเห็นของคุณจะถูกเผยแพร่หลังจากได้รับการตรวจสอบแล้ว

STOP SPREADING THIS BS. The debt problem while a lot can be attributed to bad money management, the core problem is people have an income problem, not how they distribute income. How can one pay off a mountain off debt with a few hundred disposable dollars a month if that?

เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:

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ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว

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