Fueled by a post-lockdown buying frenzy, the average UK house price hit a record £275,000 in December, a £27,000 increase on the previous year’s high. People buying houses for the first time benefited from cuts to taxes on their purchases and even though homes were more expensive, rock-bottom mortgage rates kept monthly payments affordable. Prices have risen every year since 2012, when they dropped by 1.1%, according to data from Nationwide, a major mortgage lender.
Government bond yields fell back in October and swap rates — a gauge of bank funding costs that are used to price mortgage rates -— are also falling. That means mortgage rates are likely to come down in the next few weeks. Still, there’s no returning to the “ultra-low levels of recent years,” said Donnell, who thinks mortgage rates of 4% to 5% will become the new norm. That will come as a shock to millions of homeowners who bought houses when rates were much lower.
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
House price forecast: average London home value could drop £28,000 next year before rising £124,000 by 2027. “Property is theft!” ― Pierre Joseph Proudhon, Quest-ce que la propriété? ou Recherches sur le principe du droit et du gouvernement
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