Mortgage rates jump to 6.81%, their highest level this year | CNN Business

The 30-year fixed-rate mortgage averaged 6.81% in the week ending July 6, up from 6.71% the week before, according to data from Freddie Mac released Thursday. A year ago, the 30-year fixed-rate was 5.30%. “Mortgage rates continued their upward trajectory again this week, rising to the highest rate this year so far,” said Sam Khater, Freddie Mac’s chief economist. “This upward trend is being driven by a resilient economy, persistent inflation and a more hawkish tone from the Federal Reserve.

6% every week in June, the summer market has been challenging, both for home sellers and buyers. “For sellers, these high mortgage rates have been compelling existing homeowners to delay their selling and moving plans, despite the fact that home prices are still high and consumers generally agree that it’s a good time to sell,” said Xu. Nearly 82% of home shoppers reported feeling “locked in” by their existing low-rate mortgage, according to Realtor.

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