Credit-Reporting Companies Told Their System Is ‘Broken’

A newly Democratic-controlled House could come down harder on the credit-reporting industry. Photo: tami chappell/Reuters 1 Comments By Yuka Hayashi Yuka Hayashi The Wall Street Journal BiographyYuka Hayashi @TokyoWoods Yuka.Hayashi@wsj.com Updated Feb. 26, 2019 3:55 p.m. ET WASHINGTON—Lawmakers on Tuesday launched a new attack on consumer credit-reporting companies, a year and a half after the data breach at Equifax Inc. EFX 0.51% exposed personal financial details of millions of Americans.

Among them are a new right for consumers to challenge errors in their credit reports, bars to employers using credit reports to screen job applicants and greater power for the Consumer Financial Protection Bureau to regulate the industry. “While these are all critical reforms to the existing system, I believe that we need to ask whether the system is so beyond repair that we need to completely rebuild the entire consumer credit-reporting sector to truly put consumers first,” Ms.

This must be stopped to keep people “classified”.

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