Mortgage rates have fallen amid a sluggish housing market for four consecutive months. Rates are at their lowest since April: the average 30-year fixed mortgage rate ticked down to 6.86%, according to Freddie Mac data. Homeowners are staying put in their homes, while potential buyers are challenged with affordability hurdles.
So many homeowners are still enjoying those lower mortgage rates and staying put in their home while potential buyers are really challenged with these affordability hurdles right now in the housing market and this has impacted housing activity if we look at pending home sales, that a leading indicator to the housing sector that fell 2.1% in May.
That's according to the National Assoc Association of Realtors and on a yearly basis, pending transactions are still down 6.6%.It sounds like the same themes d need to play out demand.They said 60% of the listings, the active listings of homes that are out there are stale, meaning that people are not really interested in the homes that are really out there.
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