Market commentators agree that all the signs point to South Africa’s economy gradually recovering in the coming months. Assuming this is the case, many people will find themselves with increased discretionary income as a result of their cost cutting efforts and more cautious spending habits over the past few years.
She emphasises that a balanced savings and investment portfolio is crucial for long-term financial health, regardless of economic conditions, and suggests that it should encompass at least three key components, namely an emergency fund for immediate and unexpected needs, savings for short- and medium-term goals, and investments for long-term objectives. This approach ensures you’re prepared for unexpected expenses while still positioning yourself for future financial growth.
Most importantly, a balanced savings strategy gives you peace of mind from knowing you’ve got a plan in place to cover all your goals and needs over all time periods, and according to Nonkenge, that sense of security is very important in preventing you from making rash financial decisions when you face unexpected life events.”
This year’s Rugby Championship comes to a climax this weekend with the Springboks and Argentina still able to clinch the title.
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