Dropping rates have you thinking about buying a home? Here's what to know before diving into the market

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Amelia joined ABC15 in September 2021.

Buying a home is one of the biggest decisions you'll ever make, and so much of it has to do with timing.Now that we're starting to see the Fed drop interest rates, more people are expected to come off the sidelines in the coming months to purchase a home.72 Sold CEO Greg Hague told ABC15 that there are more than 18,000 homes on the market currently in the Phoenix Multiple Listing Service . He said that's three times more than what it was about three years ago.

Hague said, there are ways around that with little or no down payment options.Arizona and Maricopa County have first-time homebuyer programs.Some real estate companies, like 72 Sold, will put an agent's commission back into a first-time homebuyer's down payment instead of pocketing it.And, there are also lease-to-purchase options as well, where you can lock in today's purchase price, but lease for a couple of years until you can come up with the down payment.

 

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