KUALA LUMPUR: The government is committed to expediting the proposed tabling of the Consumer Credit Act, which will make it mandatory for non-bank credit providers to adhere to prudential standards and guidelines, says the Finance Ministry.
“Moving forward, the government will continue to monitor household debt levels and take appropriate steps to ensure that household debt growth remains manageable and in line with borrowers' repayment capabilities,” it said. The largest portion of household debt comprised of housing loans, making up 61% of total household debt, followed by vehicle loans at 13.5%, personal financing , and loans for other purposes, such as non-residential property purchases, credit card debt, securities, among others.
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