Column: It’s the season for scams, so here’s a piece of advice: Never do business with strangers

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Fraud is a year-round, multibillion-dollar international enterprise. But for thieves, the season of joy is a wide-open window of opportunity.

Alice Lin poses with roses she planted to cope with her depression after she was scammed out of her nest egg, losing $720,000 in all too typical online fraud case. Alice Lin, 81, trusted a man she met online and invested her nest egg with him. now she is suing the bank that allowed her massive withdrawals without question, despite rampant financial fraud targeting seniors. She lives with a disabled son. Ms. Lin, a two-time widow, wants her story told to warn other seniors.

Bar codes on those cards can be tampered with or photographed by someone before they’re sold, McFarland said. The buyer of the card goes to a checkout stand and puts, let’s say, $100 on the card to be redeemed at Target, Burger King or any number of establishments. If it’s not an established organization that’s known for its good work, Stokes advised going to the Better Business Bureau’swebsite, where you can type in the name of the charity to find out whether it’s legit. You can also find out what percentage of donations go to the cause versus overhead costs.

A friend shared a tall stack of mail that keeps coming for his mother, who died months ago, and as I sifted through it I found one attempt after another to separate her from her money. “Copy of Final Check Enclosed,” said one, and in the cellophane window was what looked like a check for $437.18 that said “Pay to the order of …”

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