I've been in finance for 30 years—and this is how I teach my kids about money

. The register featured a numerical keypad, cash drawer and pretend money.

Stimulating the shopping experience sharpened their math and budgeting skills. It also helped them feel more comfortable talking to one another about money.At the dinner table, we all take turns presenting arbitrarily selected items for sale, along with multiple choice answers for their approximate prices.Monthly phone bill: $12, $100 or $400?Games like this help them understand the relative values of various products and services.

Of course, there are no set rules as to how much you should give your children; it mostly depends on your financial means and what you expect them to be financially responsible for.

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