Delta Reserve credit card review: Welcome bonus, benefits, and rewards - Business Insider

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If you're a Delta loyalist who loves a good Sky Club, this might be the card for you

toward elite status for reaching this threshold, which can help if you're pursuing elite status already or just need a "push" to get over the edge. As an added bonus, you'll get 20,000 more bonus miles when you renew your card after the first year.

Delta does offer a few additional ways to redeem miles other than for flights as well. You can cash them in for vacation packages, experiences, shopping, and magazines, for example.The biggest benefit the Delta Reserve offers is, but there's a catch. Where this card once let you enter Sky Clubs regardless of which airline you were flying with that day, you can now only use this benefit when you're flying Delta.

While paying $550 for a credit card is a lot, keep in mind that a regular membership for Delta Sky Clubs starts at $545. If you're going to pay for Delta Sky Club access anyway, then this card's annual fee starts making a lot more sense. If you aren't going to fly regularly with Delta and take advantage of this perk, the Reserve might not be the card for you.

comes with a "Status Boost" feature that lets you earn even more MQMs for reaching spending thresholds with your credit card. Specifically, you can earn 15,000 more MQMs up to four times per year for each $30,000 you spend on your card, up to a limit of $120,000.

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