‘I’m Pregnant and My Business Just Collapsed’

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MyTwoCents: 'I do events for big corporate clients, and I was expecting to pull in about $100,000 in March — one of my busiest months ever. Then it was like a switch flipped, and everything was canceled in a matter of days.'

Photo: Gamma-Rapho via Getty Images/Richard PHELPS/GAMMA-RAPHO I’ve spent the past five years building my own catering company, and before COVID-19 hit, things were really taking off. I do events for big corporate clients, and I was expecting to pull in about $100,000 in March — one of my busiest months ever. Then it was like a switch flipped, and everything was canceled in a matter of days. I rent my own kitchen space in New York, and there was no way I could afford to keep it running.

Which brings me to a big, annoying, wet-blanket caveat that I can’t be 100 percent certain about any of this advice. It all hinges on how well the CARES Act — the federal government’s $2 trillion rescue legislation that went into effect almost two weeks ago — actually works. The rollout has been slow and glitchy, to say the least, but if its programs do what they’re supposed to, you should qualify for a lot of help.

Best-case scenario, you may be eligible for the maximum weekly benefit rate, which is $504 in New York for up to 39 weeks, plus an additional $600 per week allotted by the CARES Act through the end of July. So, to do the math, you could receive direct deposits of up to $1,104 every week for almost four months, and then a smaller amount for about five months after that. You can also receive PUA benefits retroactively, starting from when you had to close your business.

The advance isn’t huge — it’s $1,000 per employee of your business, up to a $10,000 cap, so as a sole proprietor, you’d be eligible for a one-time payment of $1,000. But it’s better than nothing, and it’s quick. Alozie says the application, here, only takes about 15 minutes, and you won’t have to upload anything. “The Small Business Administration might reach out at a later date if they need more supporting documents, but right now you just check a box to be considered.

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Are you serious?

Yeah , if I could pull in $100,000 in a year I would be ecstatic. 🎻

My god. The cut writing a heart wrenching article about an upperclass woman having her livelihood destroyed. So. Out. Of. Fucking. Touch.

Boohoo

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