— like your spouse and kids — replace your income in the event that something happens to you.
With that in mind, there's no question that now is the time to buy. After all, you're currently the youngest you'll ever be, which means the rates you'll be offered will be the cheapest you'll ever see. For reference,You're probably the healthiest, too If you're young and relatively healthy, this medical exam should be a breeze. However, the older you get, the more likely it is that you'll be diagnosed with some kind of health condition, potentially something that could end up raising your premium or even excluding you from coverage altogether. odds are you need life insurance
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