Affirm CEO Max Levchin explains sales increase, growth opportunities - Business Insider

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Buy now, pay later startup Affirm is seeing a surge in demand. Here's why CEO Max Levchin is eyeing expansion as other fintechs are in survival mode.

and expect a tightening in funding.

"Many companies in the startup sense will find themselves acquisition bates and probably will get acquired and may like the outcome," Levchin said.Affirm doesn't charge fees, whereas most loans which come with prepayment, servicing, and late fees. Though it does report loan performance to credit bureaus, so late payments could impact a user's credit score and their ability to use Affirm in the future.

"We stand behind them and we feel quite good about our ability to manage risk and to continue running our business the way it is," said Levchin. , which means that being able to extend payments over a few months could give them some needed flexibility.

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