Applying for life insurance after learning I'm at risk for cancer - Business Insider

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective.after getting diagnosed with a BRCA1 mutation, which puts me at higher risk for breast and ovarian cancer., so I applied there too. My quote was about double his.

After talking to a friend, I learned that people with preexisting conditions often do better when they get multiple quotes. So I applied through the insurance aggregatorPolicygenius can help you compare life insurance policies to find the right coverage for you, at the right price » My husband and I decided not to take out life insurance policies during the first few years of our marriage. We didn't own a house, didn't have any kids and didn't have any debt. If one of us died, the other would be able to support themselves fairly easily.

Then, in 2017, I was diagnosed with a BRCA1 mutation, which increases my risk of breast and ovarian cancer. My grandma died of ovarian cancer in her early 40s, so I quickly realized thatI wanted to find coverage quickly because some insurance companies haven't started penalizing applicants for genetic mutations, but that could change in the future. My goal was to get something locked in before genetic testing results became mainstream and part of every life insurance application.

After a few setbacks, I was able to find life insurance coverage that I'm happy with. Here's how I chose my policy — and the mistake I made that almost cost me well over $100 a year.After the BRCA1 diagnosis, I scheduled some preventive surgeries to reduce my cancer risk. This meant I had to wait to apply for coverage until my surgeries were over. In the meantime, my husband got a

United Kingdom United Kingdom Latest News, United Kingdom United Kingdom Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

How coronavirus is changing influencer marketing, creator industry - Business InsiderBusiness Insider spoke to influencer-marketing professionals across the industry to learn how they're adjusting during the coronavirus pandemic. This year I only want to be around the people that love me, not the people that pretend they do. Those who are infected with coronavirus, please inbox me. I need to know something about you.
Source: BusinessInsider - 🏆 729. / 51 Read more »

Nearly 14 million unable to apply for unemployment since coronavirus began - Business InsiderAmerica's real coronavirus job losses could be worse than we thought. Nearly 14 million people haven't been able to apply to unemployment since the pandemic began.
Source: BusinessInsider - 🏆 729. / 51 Read more »

Issuers must weigh the risk of missed payments during the pandemic - Business InsiderAmerican Express, Discover, and Synchrony reported notable drops or decelerations in their sales volume in Q1 2020 thanks to the coronavirus pandemic.
Source: BusinessInsider - 🏆 729. / 51 Read more »

Waffle House: Economic shutdown and COVID-19 risks need to be balanced - Business InsiderAs states reopen, Waffle House is calling for America to equally balance the economic risks of shutdowns with the risk of COVID-19 pandemic. thank you Kate_H_Taylor we need to bring in the Actuaries and price in the cost of this the same as we do on every level of insurance and federal policy to understand where we are robustly on cost/benefit lines CostBenefitonCovid Not only economic..... It will change the world like never before..... Socially, economically, personally, politically...... Next few months will give more trends..... Thanks
Source: BusinessInsider - 🏆 729. / 51 Read more »

Tesla's Elon Musk doesn't behave like any other CEO in the business - Business InsiderEveryone has to accept that Tesla is worth $150 billion precisely because Elon Musk doesn't behave like any other CEO in the business High on something? Doesn’t mean he gets to have an effect on government decisions Musk has his heart & soul invested in his businesses. Look at it from that point of view. 👀
Source: BusinessInsider - 🏆 729. / 51 Read more »