Older Americans are selling the stock market, slowly but ceaselessly, to junior generations

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Yet the long-running story of boomers dumping their portfolios en masse on to the market and depressing equity values is mostly a red herring.

Baby boomers own an outsize helping of the market and are constantly reducing it, a process with significant implications for the supply and demand for equities, the interpretation of fund-flow statistics and the kinds of stocks likely to perform better and worse in coming years.

This means the long-running story of boomers dumping their portfolios en masse on to the market and depressing equity values is mostly a red herring.Harley Bassman, a longtime fixed-income executive at Merrill Lynch and elsewhere who now writes the Convexity Maven newsletter, notes that a large and growing flow of selling is mandated by law. IRA assets, for instance, are subject to mandatory withdrawals beginning at age 70 1/2. More than a quarter-million Americans turn 70 each month.

Again, this is all an overhang of supply of shares on the market but not in itself enough to drive sharp declines. For one thing, individuals control less than half of all U.S. equity value, so the demographic tidal shifts are one among many factors. But it helps explain the slow leakage of cash out of equity funds in recent years, illustrated here since the start of 2018.

Of course, this huge, slow-moving transfer of shares might not always match up so smoothly. For one thing, younger investors have had a harder time ramping up their earnings given two employment shocks in a dozen years and slower wage growth.

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CrookedJoeBiden

Who thinks Bitcoin is going to get a huge weekend Pump? All the nerds 🤓 are getting 💰 rich and telling their buddies 'I told you so!!!' The PayPal adoption is cranking it. GO BITCOIN!!

Very misleading note : Reality is this

“Selling the stock market” 😂🤣😜

Boomers are the ultimate pump-n-dump stock fraudsters

What’s the difference between selling for purposes of distributions for retirement spending, and the subject matter you are implying?!

good

If you sell your $AMZN stock at a P/S 5 and use the proceeds to shop at $AMZN, isn't that awesome for the stock? 😂

30 year pump and dump

I’m in it for the hit run.. profits going into crypto and precious metals long ......

And they are stupid then

Welcome to the concept of wealth preservation as you age. CNBC, if you need a financial advisor to teach you this I am sure someone on this thread can assist!

☕️😏 is that what’s going on?

I thought they would take their shares to the grave. So disappointed!

But the important thing is that older Americans are selling actively managed funds, and younger Americans are buying passive ones.

This is really not the time for a generational handoff. Market is very overvalued.

older people should be out of the market anyway... Less risk is best when ur older... Cannot afford to lose.

Where is any money taken out going, besides re-entering hopes lower? TINA

Duh

Kick off and let me get that step up in basis gramps

Isn’t this just a statement of fact? That is a cycle since the beginning of the market.

This headline is directed towards the CNBC audience. This is who you trade against.🤣

p sure that's how the stock market has worked the last 100 years and will continue

Duh.🧐 Stupidest. Headline. Ever.

Does ones risk tolerance not change as they get older?

Isn't the original post kinda stupid? Shouldn't the generation retiring seek less volatile investments? It isn't smart or dumb money selling to anybody but investors looking to put there $$ in different investments. Its clickbait!

I need so.eone to coach me on making money from dis stock market

Seems like a Captain Obvious remark

All For Free Wallet here Trading Bonus Easy App money Free Stock My Community & giveaway Trading Crypto stocks CryptoGiveaway

The smart money selling to the dumb money.

Bitcoin price is going to go to the 🌙! Grayscale, Micro-strategies, Square, and StoneRidge bought more than is being mined. So if this continues, all new bitcoin bought will have to be by people willing to sell. But as price 🚀 goes up, less are going to want to sell. Demand=$🙃

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