Nigeria upgrades CBDC as crypto restrictions cripple fintech industry

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For better or worse, Nigeria appears to be steering away from cryptocurrency. The country's central bank is moving ahead with plans to upgrade the country’s CBDC while maintaining harsh crypto restrictions that cripple the country’s fintech sector.

The Central Bank of Nigeria is moving ahead with plans to upgrade the country’s central bank digital currency to be used on a wider range of goods and services. It is also maintaining harsh crypto restrictions that cripple the country’s fintech sector.

The CBN branch controller Bariboloka Koyor spoke at a campaign aiming to “sensitize” businesses to the eNaira at a market in the country’s most populous city of Lagos on Monday,“Starting from next week, there is going to be an upgrade on the eNaira speed wallet app that will allow you to do transactions such as paying for DSTV or electric bills or even paying for flight tickets.”

Koyor said the upgrade was launched to make onboarding easier, touting its wallet that had no charges and was faster than internet banking. He added that in the future, the eNaira will be the only way to receive financial assistance from the government, stressing the advantages of early adoption: “This is a project that the CBN has rolled out to reach every Nigerian in terms of financial inclusion and in terms of efficiency, reliability, and safety of banking transactions so that we can do banking transactions very easily and safely and the people in Nigeria can enjoy the benefit of the eNaira.”

The value of the naira has fallen by over 209% in the past six years, which has pushed Nigerians to adopt crypto in droves. An April report from the KuCoin crypto exchange highlighted that around

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