People are now co-purchasing homes to afford Toronto's overblown housing market

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Now that sharing bedrooms (and perhaps even beds) in Toronto's overpriced rental market is no longer out of the ordinary, it's no wonder that progr...

) in Toronto's overpriced rental market is no longer out of the ordinary, it's no wonder that progressively more people are going in on home purchases together, too.in recent months than it's usually known to be, but even high interest rates and a precipitous decline in salesin Ontario's north. But for those who want to stay in Toronto, who don't want to rent forever and who don't have the financial support of family, co-ownership is an option that is catching on.

"The dream of homeownership is still alive, but the process of getting there might be changing," the firm's team writes. "If you aren't able to buy your dream home right now, it might be a two or three-step plan to get to that ultimate home. Clients are choosing co-ownership because they either can't get into the market or they can't get into the market where they want to live, especially in the GTA."can pool funds to secure a home, which they can divide up into separate units, live in together, or rent out.

It's a way to start your homeownership journey earlier, build equity, and afford something more than you'd be able to alone, experts say.While some may consider the co-ownership trend a sad indication of how unjustly extortionate living in the Toronto area is right now, it canbe a very savvy fiscal decision, and perhaps the only way to achieve a long-time dream, so long as you don't forget the old adage that friends and money don't mix.

Agents suggest treating the situation like a business partnership, and selecting someone with the same goals as you, including the length of time that you hope to co-own for.

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