Small business disaster loan program said to be in danger of running out of funds by end of month

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Read full article: ‘Read to the Final Four’ encourages local students to improve reading skills, grow their love for booksTake a look at some of the discounts on items that will be super helpful around the house and with your beauty routine.FILE - Jill Rice looks over the damage to her store caused by flooding from Hurricane Helene, Sept. 27, 2024, in Gulfport, Fla. As is typical after a disaster, the government is offering aid to small businesses that were in Helene's path.

As it stands, business owners can apply for two different types of disaster loans. Business physical disaster loans are for repairing or replacing disaster-damaged property, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. Businesses have until the end of November to apply for these loans.

Businesses can access loans up to $2 million. Interest rates are as low as 4% for businesses and 3.25% for nonprofit organizations.

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