Rate cuts not enough to re-fire damp India housing market: Reuters poll

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India's liquidity-starved economy will restrain housing market activity and...

BENGALURU - India’s liquidity-starved economy will restrain housing market activity and price rises in coming months and into 2020, according to a Reuters poll of property market experts who were skeptical aggressive interest rate cuts will revive it.

A majority of respondents in the Aug. 13-27 survey said risks to those already-modest predictions were skewed more to the downside. “Even the recent rate cuts will not have a positive impact on the situation as easing by the Reserve Bank of India seldom passed on by the banks to the loan seekers and never in the same quantum.”

A continued deceleration in housing activity will have serious repercussions for the overall economy as the real estate market provides jobs to large swathes of people migrating from rural areas to cities looking for employment. While the Indian government has taken steps to provide stimulus to the slowing economy, analysts say those measures are too little to prop up demand significantly in the housing market, at least for now.

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