Banking industry loans top N16 trillion in third quarter | The Guardian Nigeria News - Nigeria and World News

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The amount, which represented an N830 billion increase from the N15.4 trillion recorded in June 2019, may have been impacted by the regulatory directive to all banks to increase their Lending-to-Deposit Ratio to 60%. Nigeria Naira

The amount, which represented N830 billion increase from N15.4 trillion recorded in June 2019, may have been impacted by the regulatory directive to all banks to increase their Lending-to-Deposit Ratio to 60 per cent.While the members of the Monetary Policy Committee noted the improvements in the financial soundness indicators of banks, they urged CBN to sustain its regulatory surveillance to ensure continued financial system stability.

While commending the introduction of the Global Standing Instruction initiative, aimed at de-risking credit in the industry by committing bank customers to repay their loans to banks, they called for more initiatives.

“This would be achieved through efficiency in public spending. The MPC also noted the Government’s current drive to increase Value Added Tax , adding that this will improve fiscal revenue to support expenditure and reduce the budget deficit, as well as borrowing, when implemented, though too little to close the financing gaps.

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