8 pieces of advice to help you retire when you want, according to people who have done it - Business Insider

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Make time for a yearly or quarterly retirement planning check-in

"I would tell people just to be frugal. Things don't bring you happiness, experiences do," Karen said. She and her husband started a journey through South America in an overlanding vehicle in 2019.

"I don't buy things; we don't buy a lot of things. Get away from the focus of the things, and focus on experiences and living life," she said. "Our home is key to our retirement," said Bill Davidson, who retired at 54. He and his wife Rose moved from Oregon to New Mexico after he stopped working toThey chose to build an environmentally-friendly home, which reduces utility expenses considerably.

"Our home costs about $300 per month," he said. By owning a home they can easily afford and moving to live mortgage-free, the Davidsons are able to

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