The 4 types of credit cards that everyone should have - Business Insider

Hilton Honors Aspire Card from American Express

earlier this year. The card has a $450 annual fee and offers top-tier Hilton Diamond status. On a recent trip to the Maldives, received over $2,500 worth of value through the annual free night , free breakfast, early check-in and $250 resort credit alone. With a hotel or airline credit card, loyalty can pay off, even if you're not traveling enough to earn elite status.

If you're picking up credit cards that meet each of the above-mentioned criteria, then be sure that at least one of them offers solid travel protections:Having primary car rental insurance can save you time, money, and stress. Here are the top credit cards that offer it. These features can save you hundreds, if not thousands, of dollars in case your trip doesn't go according to plan. It can even save you from having to purchase travel insurance on your own. You're paying annual fees on many of your rewards credit cards, make sure you get your money's worth through benefits like these.

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