I'm a financial adviser, and my richest clients all have the same 4 habits - Business Insider

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'The more you plan, the higher the likelihood you will save, invest, and attain financial freedom'

. I help them create strategies for eliminating financial risk, building long-term wealth, and give them a game plan that puts them on track to achieve their financial goals.

For example, my clients who decide to start new businesses know this requires more than picking an industry and setting up shop. We have to develop a strategic plan that allows them to continue with their other goals, which might range from saving for college to paying life insurance premiums to paying down debt and updating their estate planning.

Let's face it: You have to trust someone to allow them to help you, even if it's just to bounce ideas off of them. Even the greatest athletes in the world have a coach to keep them accountable.

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BECAUSE THEY HAVE MONEY IDIOTS

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