With a $400 annual fee and a long benefits list including up to $325 in annual credits for travel, this card is a lesser-known gem. However, it didn't make the cut because you need to be a U.S. Bank customer to apply, and there are fewer options for redeeming your points compared to other premium cards from Amex, Chase, and Citi.Our list of the best premium credit cards doesn't include every option under the sun — Personal Finance Insider narrowed down our list to the top options.
A premium credit card is worth it for some people, but not for others. To decide whether a premium card is worth it for you, you'll want to look at the card's benefits and determine how many of them you'll use. Premium credit cards justify their high annual fees by offering high-end benefits you can't get with less-expensive cards, but they'll only be worth it if you can actually put those benefits to use.
Another important step in determining whether a premium credit card is worth it for you is to assess your spending and see if the card will offer you strong rewards on the purchases you make. Some premium cards only offer bonus points when you spend with a particular airline or hotel, while others, like the
and the Citi Prestige® Credit Card, have several bonus categories that encompass a wider array of purchase categories.Just as a premium credit card could be worth it for one person but not make sense for another, the best premium credit card depends very much on the person. Some of the most popular premium cards are the
Link is not working
United States United States Latest News, United States United States Headlines
Similar News:You can also read news stories similar to this one that we have collected from other news sources.
Source: BusinessInsider - 🏆 729. / 51 Read more »
Source: BusinessInsider - 🏆 729. / 51 Read more »
Source: BusinessInsider - 🏆 729. / 51 Read more »
Source: BusinessInsider - 🏆 729. / 51 Read more »