Refinancing credit card debt or student loans, or consolidating credit card debtPersonal expenses including paying bills, moving expenses, home improvement, medical expenses, taxes, vacations, or weddings.While Upstart offers flexibility, you may find better interest rates through a loan intended for a specific use rather than a personal loan. If you're buying a car, for example, you maybe be able to get a better interest rate.
Borrowers looking to refinance student loans or borrow for education could find better interest rates elsewhere, too.
For people who have struggled with credit in the past, Upstart will factor in a few other pieces of information for a better shot at approval.While Upstart does consider factors other than credit scores, it also has a low minimum credit score requirement at
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Pretty cool. It would be nice to finally have access to cash at the totally reasonable market rate of 35.99% plus origination fees. Their branding is so hip, it’s probably nothing like one of those sketchy payday loans. I’m sure the terms are similar, but look at their website!
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