4 signs you should already have life insurance, according to a financial planner - Business Insider

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Own a home? You need life insurance

probably isn't on your mind. But, if you have a family or people who depend on you, it should be.

Whether you buy now or later, parents almost always need life insurance. If it takes two incomes to raise your children the way you'd like to, life insurance is the best way to ensure they'll always have access to the money they need.Even without children, For the typical American family, life insurance just makes sense. "It's a very inexpensive way, generally speaking, to provide potential dollars that aren't there," Rosen says. With theYou own a home or have large debts

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Very true. My father avoided owning life insurance, and died at age 58. Lack of life insurance created many challenges in addition to his death.

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