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Set goals early and often, and map out a plan that includes joint accounts for shared essentials and separate accounts for more "fun" purchases. I'm the free-spirit who enjoys buying cheap and quirky things that I don't mind losing when they wear out quickly or I get tired of them… Meanwhile, my husband Ryan is the finance guru who prefers to save up and buy something expensive that lasts — and then take damn good care of it to ensure that happens. How in the world were we going to make this work?
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