Comenity Direct review: high APY, no monthly fees - Business Insider

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You may like Comenity Direct if you want a savings account with a high APY, no monthly fees, and no minimum deposit.

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

The bank pays high interest rates, but you may find even better CD rates elsewhere, depending on which CD term length you choose.You might not like Comenity Direct if you ...Don't have much money to open a savings accountAren't comfortable banking digitallyWant to open a CD with a term shorter than 1 year or longer than 5 yearsThe bottom line: Comenity Direct's online savings account is its strongest product, but it doesn't have a checking account.

 

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