Today's best mortgage and refinance rates: Friday, October 2, 2020 - Business Insider

  • 📰 BusinessInsider
  • ⏱ Reading Time:
  • 28 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 14%
  • Publisher: 51%

United States News News

United States United States Latest News,United States United States Headlines

You could lock in a 30-year fixed rate under 3% right now, and have relatively low monthly payments

Refinance rates have increased since last week. The 30-year and 15-year rates have gone up since this time last month, while the 10-year rate has balanced out.You'll pay a higher rate on a 30-year fixed mortgage than on a shorter term, like a 15-year fixed loan. In the past, 30-year fixed mortgages have charged higher rates than adjustable-rate mortgage. But right now, 30-year mortgages are more affordable than adjustable mortgages.

Your monthly payments will be higher with a 15-year mortgage, though, because you're paying off the principal in 15 years instead of 30 years.A 10-year fixed-rate term isn't super common for an initial mortgage. But you could refinance into a 10-year fixed-rate loan after you've paid down some of your mortgage.5/1 adjustable-rate mortgages

Adjustable rates used to be lower than fixed rates during the introductory rate period, but this is no longer the case. This means ARMs are less beneficial than they used to be.

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 729. in US
 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.

low monthly payments but over the life of the loan how much more are you paying than 10 or 15 years? please paint the full picture.

Are your sure we are not heading towards NEGATIVE Interest Rate's ? Germany & Japan experience conveys otherwise🤠 Watch out with patience, we are still not👉out of woods After so much pain its best to wait and watch to unfold future development in coming days, months, years

United States United States Latest News, United States United States Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

TikTok employees describe life inside the company as its future hangs in the balance - Business InsiderBusiness Insider is a fast-growing business site with deep financial, media, tech, and other industry verticals. Launched in 2007, the site is now the largest business news site on the web. 'On Sunday, September 27, the US courts issued an injunction preventing the implementation of the Executive Order'
Source: BusinessInsider - 🏆 729. / 51 Read more »

Mortgage rates keep falling, but will rising home prices push some buyers out of the market?Low mortgage rates have been a boon to home buyers and sellers alike. The low-rate environment has given buyers a boost, but it's dramatically raised home prices. Will that push some buyers out?
Source: MarketWatch - 🏆 3. / 97 Read more »

The 10 best cities for baby boomers who aren't retiring early - Business InsiderBusiness Insider is a fast-growing business site with deep financial, media, tech, and other industry verticals. Launched in 2007, the site is now the largest business news site on the web.
Source: BusinessInsider - 🏆 729. / 51 Read more »