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The best mortgage lenders of October 2020 - Business Insider

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All our top mortgage lender picks have received an A+ in trustworthiness from the Better Business Bureau

, which measures companies' trustworthiness. We also researched and considered any scandals in the past three years.A mortgage lender should offer the kind of mortgage that best suits your needs. For example, if you're in the military, then you could benefit from a VA loan; if you're buying in a rural area, then a USDA loan could be the best fit.

A lender should be relatively affordable. You shouldn't need a super high credit score or down payment to get a loan. It should also offer good rates and charge reasonable fees. You want a lender that's known for high customer satisfaction, and one that's trustworthy. That's why we've looked at ratings from JD Power and the Better Business Bureau for each lender on our list.to see the average mortgage rates for various term lengths. If you have a good financial profile but a lender is charging you a higher rate than today's national average, you may want to look elsewhere..

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