Americans used most of stimulus checks to save, pay debts, Fed says - Business Insider

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Americans used most of their stimulus checks for saving and paying off debt, Fed study shows

In this April 23, 2020, file photo, President Donald Trump's name is seen on a stimulus check issued by the IRS to help combat the adverse economic effects of the COVID-19 outbreak, in San Antonio, Texas.

Yet a survey of US households shows Americans used 18% of their checks on buying essential goods, researchers at the New York Fed said. Less than 8% of the funds were used for buying non-essential items. Just 3% was donated. The share of cash used to pay debts was marginally higher among non-white respondents, those without a college education, and those who make less than $40,000 a year. Households experiencing unemployment shocks or unexpected drops in income also used a larger amount of their checks to cover debts, according to the study.

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Didn’t rly need a study to guess this one. Turns out people use money responsibly when it’s given to them. Perhaps bc we aren’t properly compensated for our work🤔

need moar

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