Amex Platinum shopping benefits: Purchase protection, credits and more - Business Insider

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9 reasons the Amex Platinum is a great card for holiday shopping, from bonus points to discounts on purchases

There are 7 great ways to redeem credit card points and miles right now — and none of them involve traveling

There is one catch: When using points this way, you'll typically only get about 0.5 to 1 cent per point in value — likely far less than what you'd be able to get if you transferred points to anStill, while it's not the best use of points, it's a handy option if you're pressed for cash — especially since it may be a while until you need those points for travel.

at ShopAmex.com. In many cases, you can score a value upward of 1 cent per point on merchandise purchased this way. Of course, it's still true that you can probably do better by transferring your points to travel partners, but this new option represents a great way to support small businesses without breaking the bank.You can browse offers from various stores — for example, "Spend $60 or more, get $10 back at Macy's" — and "add" them to your. Then, if you make a qualifying purchase, the money will return to your card as a statement credit .

Offers change all the time, affording cardholders an array of discounts — not just on retail, but on dining and services, too.

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