My great-grandparents left their four great-grandchildren $10,000 for college in investment accounts. Five years after their passing, the accounts were worth $30,000 each, thanks to some smart investing by my uncle. At this point, my parents closed my and my brother’s accounts and invested the $60,000 in their business. This business went bust a year later, sending my parents into bankruptcy, foreclosure, and a nasty divorce.
In this instance, I would say your mom is the greedy one, not you. It’s not OK for her to promise you this house to pay off your loans that you had to take out because she and your dad blew money your grandparents had set aside for your education. The cold, hard fact is she doesn’t feel guilty. She fakes guilt in hopes you’ll let her off the hook and can remain civil.I am worried you will be miserable until you come to terms with this betrayal.