Brazil's Finance Ministry views limit for credit card debt growth as reasonable

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Matt Dusk sings Sinatra in Halifax/PEI/Moncton | SaltWireBRASILIA - Brazil's Finance Ministry says the measures stipulated in a recent legislation aimed at diminishing credit card revolving interest rates are a rational step, a top official said on Wednesday.

The revolving credit card interest rate in Brazil is 445.7% per year, according to the latest data from the central bank, by far the most expensive type of credit for individuals. Pinto pointed out that the mechanism outlined in the law passed earlier this month has been tried and tested in other countries, preventing consumer and banks from using expensive credit modalities for long periods and thereby averting snowballing debts.

Congress passed a bill last week requiring credit card issuers to submit self-regulation measures to the National Monetary Council outlining limits on interest rates and financial charges in revolving credit card lines.

 

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