Farming couple allege Pepper Finance is pursuing them over debts fully repaid 12 years ago

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High-Court News

Pepper-Finance,Ibrc

A judge said that a 2012 letter, if proved correct, makes the case ‘truly astonishing’

Ms Justice Siobhán Stack said this will be a 'truly astonishing' case if the 2012 letter saying the debt was serviced and the IBRC no longer holds any interest in the folio proves to be correct. Photograph: Bryan O'Brien

She noted she has yet to hear from the defendants: debt firm Pepper Finance Corporation DAC and receiver Colin Gaynor. The farmers allege the €27,694 Pepper says it is owed is “fictitious”, while the alleged arrears and interest applied are a “sham”. They say the firm and Mr Gaynor have put 9.2 acres of their land up for sale at a price of €110,000. This is many multiples of the alleged arrears, which they deny they owe.

While his disputes were recorded with the ombudsman, he said, he received a letter from the IRBC in 2012 stating the loan term had expired, all money owed to the society had been paid and the IBRC no longer held any interest in the Boherascrub site. Mr Philpott said Mr Gaynor made a further demand claiming rights to take possession of 113 acres of farmland valued at about €2 million for the purported arrears and interest on arrears.

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