we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.
In 2015 when I was deciding whether to start my own business, I valued my closing package at £84,800. This included things like employer contributions to myIn my final years at IBM I joined an internal training team and loved it. I had found the pinnacle of enjoyment. I’d always wanted to run my own business, but was never sure what that would be. Now it felt obvious. To be sure, I did a pros and cons list, a risk assessment and a business plan.
I have invested in pump storage hydropower, ocean turbines, solar, wind, and even using waste products from the whisky industry to create bioethanol. It is so satisfying, but I am always aware of the higher risk attached and I have lost money on some investments. One of the biggest problems with pensions is that we hardly ever look at them. Like most people, if you ask me how much my pension is worth, I don’t know. I would have to login to the platform, and again, because I do it so rarely, I can’t remember the password! Most people don’t know where their pensions are invested, and that includes me. I am slowly improving and spent time making changes to select more ethical funds.
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