Small business hammered by rising costs

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Higher costs for energy, rent, insurance and interest rates are putting small businesses under the most financial pressure in decades, a new report concludes.

Already a subscriber?Higher costs for energy, rent, insurance and interest rates are putting small businesses under the most financial pressure in decades, a new report co-authored by Commonwealth Bank of Australia concludes.made up the majority of the 11,049 insolvencies last financial yearPersistent inflation, elevated interest rates and the Australian Taxation Office chasing tax debts drove a 40 per cent jump in corporate collapses in 2023-24.

“Small businesses are currently facing significant challenges, including high inflation, interest rates, and workforce shortages,” said Rebecca Warren, Commonwealth Bank executive general manager of small business banking. COSBOA chief executive Luke Achterstraat said small business was facing the “hardest environment in recent memory” outside of the pandemic.

“Small businesses talking to their bookkeepers didn’t know if they were going to get their rebate,” Mr Achterstraat said.Mr Achterstraat also criticised Labor’s workplace laws on casual workers and contractors, arguing they were overly complex and simple definitions were needed for small business. “We are providing further targeted energy bill relief of $325 to around one million eligible small businesses through the Energy Bill Relief Fund, which builds on the up-to-$650 rebate that was provided last financial year.”

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