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It's the season for scams, so here's a piece of advice: Never do business with strangers

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Fraud is a year-round, multibillion-dollar enterprise, but the holiday season offers a wide-open window of opportunity as scammers fish with email, phone calls, texts, fliers and regular mail

The text arrived midday, saying a delivery to me was on hold. To fix the problem, all I had to do was click on a web link and enter my ZIP Code. “Have a great day from the USPS team!” the text said. The awkwardly worded message was clearly not from the Postal Service. And if I can hazard a wild guess, I don’t think the senders really wanted me to have a great day. They wanted to rip me off and, so, a word to the wise this holiday season: Watch your wallet.

'It's called gift card draining and these scammers have found several slick ways to victimize unsuspecting shoppers,' Hahn said. In addition to outright scams, this is a time of year when solicitations for charitable donations can fill your mailbox. “A lot of charities are trying to close out strong, and criminals know that and are vying for the same dollars,” Stokes said.

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