Here are 7 smart financial moves for 2020., and start at 1.9%. If your interest rate is higher, then it’s definitely worth considering student loan refinancing now.. When you refinance student loans, you consolidate your existing student loans into a new, single student loan with a lower interest rate and single monthly payment. There are no fees to refinance student loans, and no prepayment penalties means you can pay off your student loans earlier.
If you have credit card debt, interest rate may be higher than the interest rates on your student loans, mortgage and auto debt -. You can help control and potentially lower your credit card debt payments through credit card consolidation with a personal loan. A personal loan, or credit card consolidation loan, is an unsecured loan ranging from $1,000 - $100,000 that typically can be repaid within 2 to 7 years., you receive a fixed interest rate loan to repay your credit card debt.
3 Get a side hustle. Or Invest in yourself and take courses to advance your job situation. Can be free online courses, night school, distance education, library books etc. Know more and do more.
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