That was the new number to beat, though it was still more than I actually wanted to pay. This quote from State Farm for a comparable $25/$50/$10 policy was over $100 cheaper than Progressive's, but that still seemed high. of a comparable policy. That's just a few dollars less than Progressive's quote, and higher than State Farm's. I kept shopping.
I tried getting a quote from Farmers, and it showed me just how important shopping around can be. What was supposed to be one of the cheapest car insurance companies in my state was actually the most expensive for me. Car insurance pricing is incredibly individual. While Farmers is typically the third-most affordable company in Washington, it was actually the most expensive for me.Every car insurance company takes a different look at factors like driving history and credit scores.
As I started learning more about how it worked, though, I wasn't sure that the billing structure would be right for me — with this system, the more you drive, the more you pay. Since I don't commute in my car and mainly use it to go out of the city, I never know how many miles I'll actually put on it. I'm planning on taking a few weekend road trips in the spring, and I don't want those miles to end up costing me more.
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