Savings has never been on my radar, mostly because as a teen and young adult I lived paycheck to paycheck. When you're in that cycle, there's not much money or emotional energy left to dedicate to your savings.
We were more comfortable financially and I knew I wanted to focus on saving, for our daughters if not yet for ourselves. I try not to be a self-sacrificing mom, but I knew I would prioritizeBefore I opened savings accounts, I did a little psychoanalysis on myself to figure out why I had such trouble making a habit of saving.
To overcome these issues, I knew I needed to save a small amount and have it withdrawn on autopilot. I also knew that saving for something far off in the future would help me get over the feeling that I wasn't putting away "enough" money. Saving $250 a year might seem like nothing compared to my student loan debt, for example, but the same amount saved for my children's future felt promising. .
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Source: BusinessInsider - 🏆 729. / 51 Read more »
Source: BusinessInsider - 🏆 729. / 51 Read more »