. At the end of 2019, we had about $5,500 left to pay and after years of making the minimum monthly payment, it felt like the end was in sight.
It wasn't fun to put all of our money from the holidays toward my student loan payment, but it was gratifying to watch the balance decrease each month. We were also able to trim our budget and cut out other expenses, freeing up an extra $230 a month we could put toward our payment, making it $500 a month.
So far, I have been very lucky to not lose many clients and have even been able to pick up some additional projects. Still, while our income seems stable at the moment, we know nothing is guaranteed, and this new layer of precariousness made us question our financial goals.
who in the right mind pays student loans back? Just default and take the money.
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