billing cycle. On the closing date, whatever the balance is on your card will be what you owe on your next bill.A borrower's item, property, or asset that a lender accepts as a guarantee of a loan. If the borrower fails to make loan payments, collateral can become the property of the lender.The fee that a financial-services company pays a financial adviser when the adviser sells a product to a client.
A financial planner who receives commissions based on the individual financial products they sell to their clients. It can create conflicts of interest that can compromise their ability to act as a fiduciary.An economic unit that can be bought or sold but has the same value regardless of who produced it. Oil, gold, and wheat are all examples of commodities.
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