to see where my money needed to go. At the time, my take-home pay was about $1,800 a month. And as the rent for my studio apartment in West Los Angeles was about $700, that didn't leave a ton of wiggle room for everything else.
I was one of those enthusiastically frugal types who strung LED lights and showered by candlelight to save on electricity. I also rarely went to the movies, checked out DVDs from the local library, and looked for free concerts instead of paying for tickets. I bought the same staples from Trader Joe's or bought only food that was on sale at Ralph's.
After setting my savings on cruise control, I didn't have to toil over whether I could afford to save. I'd be saving without having to give it a fraction of thought or effort. I didn't have to fret over whether I could afford to spend $10 and splurge on that fancy cheese at Trader Joe's or whether that money would be better put toward savings.
While I saved the same amount from each paycheck, the amount I saved each month wasn't always the same. That's because I also squirreled away "extra" checks and money earned from side hustles or cash I received in red envelopes from birthdays or from relatives at Chinese New Year.
Always pay yourself first. And look at things you 'need', based on 'wants.' Separate those. Do you need that expensive new phone, clothing, etc? Or do you just want it? And do try to keep track of everything you spend. Use spreadsheets, programs etc..😉
Mother always taught us that growing up.
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