Tiffany Ferguson, a 24-year-old college student and YouTuber, paid off $10,000 of credit card debt in six months.
Almost always carrying a balance up to $1,000, the debt was incurred mainly from when she needed to make ends meet between paychecks through college. That balance plus six months of study abroad in France and some unexpected dental surgeries quickly added up to $10,000. By the end of 2019, her total income for the year was about $75,000, which fell to $71,o00 after business expenses, and about $50,000 after taxes. From there, she made the decision to pay off her $10,000 credit card debt in full .
She input her monthly income, taxes saved or paid, savings, and more. "The annual budget sheet makes it easier to get a whole overview of my input versus output for the year."
Why do you already have $10K credit card debt at age 24? That's the interesting story. lol.
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