6 bad reasons to refinance your mortgage, according to a loan officer - Business Insider

  • 📰 BusinessInsider
  • ⏱ Reading Time:
  • 41 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 20%
  • Publisher: 51%

South Africa News News

No matter how low interest rates get, sometimes refinancing just doesn't make sense

Sometimes adjustable rates typically start lower than fixed rates. You may be tempted to refinance from a fixed-rate mortgage into an ARM so you can score low rates for the first five, seven, or 10 years, and have lower monthly payments in the short-term.

"I really wouldn't recommend that," English said. "Is there ever a time? Sure. But would I recommend it? Absolutely not. The stock market, much like real estate, is cyclical. And there are things that you just can't predict." could be a good way to tap into your home equity and pocket money for other expenses. But you should think carefully about which costs are worth refinancing and which aren't.

Ultimately, it's up to you whether an expense constitutes refinancing. Just be sure to weigh the pros and cons.If your finances have taken a hit during the coronavirus, you may be thinking about refinancing to cut costs. The only problem is that it might not be possible. If you've already lost income, your lender probably won't approve your application.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.

nice

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 729. in ZA

South Africa South Africa Latest News, South Africa South Africa Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Inside the SolarWinds cyberattacks – FireEye leader explains discovery - Business InsiderInside the discovery of the massive SolarWinds cyberattacks: FireEye's top expert explains how his team found a 'needle in a haystack of needles'
Source: BusinessInsider - 🏆 729. / 51 Read more »

What it's like inside a Pakistani soccer ball factory in Sialkot - Business InsiderAlmost 70% of the world's soccer balls are made in one city in Pakistan — here's what it's like inside one of the factories Bendita esa ciudad I’m still smiling! it’s been so beneficial trying someone new. The step take couldn’t be much better. So glad I came across lisaMakT
Source: BusinessInsider - 🏆 729. / 51 Read more »

Inside Michelob's pandemic marketing strategy that's boosted sales - Business InsiderMichelob Ultra's sales have soared even as people ditch beer. Here's how the brand has catered to health-focused consumers in the pandemic. 90% of news about covid and trump
Source: BusinessInsider - 🏆 729. / 51 Read more »

Inside the wealthy's weird, pricey pandemic purchases - Business InsiderBusiness Insider tells the global tech, finance, markets, media, healthcare, and strategy stories you want to know.
Source: BusinessInsider - 🏆 729. / 51 Read more »

Photos show pro-Trump rioters inside Senate chamber - Business InsiderBusiness Insider tells the global tech, finance, markets, media, healthcare, and strategy stories you want to know. Where tf is police?
Source: BusinessInsider - 🏆 729. / 51 Read more »

Photos show the destruction inside of the US Capitol Building - Business InsiderBusiness Insider tells the global tech, finance, markets, media, healthcare, and strategy stories you want to know. Attempted coup? You mean that band of idiots taking selfies wanted to take over the government?
Source: BusinessInsider - 🏆 729. / 51 Read more »