These 2 dividend-stock funds use different strategies that work well in tough market times

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What stocks should you buy amid high interest rates? Focus on these strong, competitive businesses that can remain profitable and “press their advantages during tougher times,” this fund manager said.

The stock market’s harsh reaction to Federal Reserve Chairman Jerome Powell’s speech last Friday should serve as a reminder: Difficult economic times are ahead, and what worked during the bull market can be a dark path for investors who want to keep making money.

We may be in for a years-long cycle of elevated interest rates. That means continuing pressure against stock prices, especially for companies that are heavily indebted or have low profit margins. “ Times of uncertainty favor quality companies with proven business models and attractive cash-flow models that can continue to invest in their businesses through an economic cycle.”

That 74.5% five-year total return for PepsiCo is a bit behind the 79% return for the S&P 500 SPX, -1.10%. But you might want to look at this chart — the ride has been much smoother for PepsiCo: Over the past five years, the Rising Dividends Fund has returned 78%, slightly behind the S&P 500’s 79%. In addition to common stocks, the Equity Income Fund also invests in convertible bonds and equity-linked notes, Quinlan said. He added that he and his colleagues focus on “qualified dividend income,” which means income that is taxed at the most favorable rate. A company might be distributing capital gains or even returning part of investors’ own capital as part of its dividend.

 

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