Beware if salespeople tempt you to reduce the monthly payments by lowering your mileage limit are increasing. The most common form of finance offered by dealers is the Personal Contract Purchase or PCP. It is a clever wheeze. You want a nice shiny new car but cannot afford to pay for one even on credit.
In July, the Ombudsman revealed that most motor finance complaints now come through claims management companies which could be responsible for the growth in numbers. Claims firms can cost clients a third to a half of any compensation recovered. The Ombudsman stressed that no one needs to employ one and has a guide on doing it yourself.
If there is the slightest mark or damage on the vehicle at the end you will have to pay for it to be repaired. It is always better to get even minor dents or scratches repaired before you hand the car back – otherwise you will be bumped into using the dealer’s choice of repair firm which will almost certainly be expensive